Harvest is keeping everyone busy, but it’s also a good time to start thinking about the next season. Getting your seed plan in place early can do more than check one thing off your to-do list. It can open the door to financing options, early-order discounts, and manufacturer incentives that help your seed investment go further.
At Five Star Cooperative, seed orders placed by October 31 can qualify for multiple savings opportunities. Depending on your order and eligibility, you could combine discounts, earn additional money per bag through manufacturer incentives, and take advantage of financing options for the 2027 season.
Here’s what to know before the deadline.
Start With Your Financing Options
Seed is a significant investment in next year’s crop, so finding a financing option that works for your operation matters.
Through RateStar financing, seed ordered by October 31, 2026 qualifies for a 1.5% interest rate through October 31, 2027.
You may also qualify for 0% financing through October 31, 2027, depending on your customer status and order. Here’s how to qualify.
Who Qualifies for 0% Seed Financing?
New Five Star Customers
To qualify, new customers must meet either of the following requirements:
- Order at least 100 units of corn or 240 units of NexStar-treated soybeans
- Have more than 75% of their total acres vended through Five Star.
Existing Five Star Customers
Existing customers can qualify by meeting either of these options:
- Have more than 75% of their total acres vended through Five Star
- Grow their order by 20% or more compared with the prior year, with a minimum order of 50 units of corn or 120 units of NexStar-treated soybeans.
Not sure which options fits your operation? Your local Five Star agronomy team can help you review the requirements and determine whether you qualify.
Apply for your 2027 Crop Input Financing today.
Stack Your Savings With Early-Order Discounts
Financing is only part of the opportunity. Ordering early can also give you access to manufacturer programs that reward you for planning ahead. We have the seed brands you trust with the knowledge to match the right seed for the right acre.
Here are a few more ways to save:
- Up to 10% off early-order discounts. Take advantage of available discounts by getting your seed order in early
- Up to 12% in manufacturer volume discounts. Eligible orders may qualify for additional manufacturer loyalty and volume savings
- Additional manufacturer early-order incentives. Depending on the seed and program, you may also earn extra money per bag through manufacturer incentives.
The real opportunity is how these offers can work together. Depending on the programs available for your order, you could receive early-order and manufacturing discounts, earn additional incentives, and qualify for 0% financing.
That can add meaningful savings on an investment you’re already planning to make.
Get Your Seed Plan in Place by October 31
Every operation is different. The right seed choices, available incentives, and financing options depend on your acres, your order, and the programs you qualify for.
That’s where your Five Star agronomy team comes in. They can help you review seed options, understand the available discounts and incentives, and find a financing option that fits your operation.
Don’t wait until the early-order deadline is here to start the conversation.
Order your seed by October 31 to take advantage of the available savings opportunities. Contact your local Five Star agronomy team to get started.
